About Wells Fargo Active Cash
The Wells Fargo Active Cash card earns a flat 2% cash rewards on all purchases with no annual fee, making it a direct competitor to the Citi Double Cash. The card includes a generous sign-up bonus, cell phone protection, and a 0% intro APR on purchases and balance transfers.
What's Great
- ✓Flat 2% cash rewards on all purchases with no annual fee
- ✓Generous sign-up bonus — uncommon for flat-rate no-fee cards
- ✓Cell phone protection when you pay your bill with the card
- ✓0% intro APR on both purchases and balance transfers
- ✓Simple rewards with no category activation or caps
Watch Out For
- !3% foreign transaction fee limits international use
- !Rewards must be redeemed as cash — no travel transfer partners
- !Wells Fargo's customer service reputation has been mixed
Common Use Cases
Everyday spender wanting 2% back on everything with a sign-up bonus
Cardholder looking for built-in cell phone protection at no extra cost
Someone consolidating debt with a 0% balance transfer and strong ongoing rewards
Pricing Model
Free
100% free to use — no credit card required.
Category
Cash Back Cards
Earn cash back on everyday purchases with straightforward rewards.
Tags
Wells Fargo Active Cash Alternatives
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