Capital One Quicksilver

Capital One Quicksilver

Free

Simple 1.5% flat-rate cash back card with no annual fee

๐Ÿ’ตCash Back Cards

About Capital One Quicksilver

The Capital One Quicksilver is a straightforward no-annual-fee card earning 1.5% unlimited cash back on every purchase. With no foreign transaction fees and a simple rewards structure, it is an ideal everyday card for those who want consistent cash back without managing categories or paying annual fees.

ยท
Updated April 2026

What's Great

  • โœ“Simple 1.5% unlimited cash back with no categories to track
  • โœ“No annual fee and no foreign transaction fees
  • โœ“One-time cash bonus for new cardholders after meeting spending threshold
  • โœ“Cash rewards never expire and are easy to redeem

Watch Out For

  • !1.5% earning rate is below the best 2% flat-rate cards
  • !No bonus categories for higher earning on specific spending
  • !Cash back only โ€” no travel transfer partners available

Common Use Cases

1

Everyday spender wanting simple, no-category cash back without a fee

2

International traveler needing a no-foreign-transaction-fee backup card

3

Someone seeking a low-maintenance card that earns reliably on everything

Pricing Model

Free

100% free to use โ€” no credit card required.

Category

Cash Back Cards

Earn cash back on everyday purchases with straightforward rewards.

Tags

credit cardcash backCapital Oneflat rateno annual fee

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