Chase Freedom Unlimited
FreeVersatile no-fee card earning 1.5% on everything plus bonus categories
💵Cash Back CardsAbout Chase Freedom Unlimited
The Chase Freedom Unlimited combines a solid 1.5% flat-rate cash back with bonus earnings of 5% on travel through Chase, 3% on dining and drugstores, and 1.5% on everything else. With no annual fee and the ability to pool points with Chase Sapphire cards, it serves as an excellent everyday earning companion in the Chase ecosystem.
What's Great
- ✓No annual fee with solid 1.5% base earning rate on everything
- ✓Bonus categories: 5x travel through Chase, 3x dining and drugstores
- ✓Points pool with Chase Sapphire cards for higher redemption value
- ✓Generous sign-up bonus for a no-fee card
- ✓0% intro APR on purchases for 15 months
Watch Out For
- !1.5% base rate is lower than 2% flat-rate competitors
- !Points are worth less without pairing with a Sapphire card
- !3% foreign transaction fee limits international use
Common Use Cases
Everyday spending companion paired with Chase Sapphire for maximum value
Cardholder wanting bonus dining and drugstore categories without an annual fee
New Chase user building an Ultimate Rewards points balance over time
Pricing Model
Free
100% free to use — no credit card required.
Category
Cash Back Cards
Earn cash back on everyday purchases with straightforward rewards.
Tags
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