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Construction

Specialized coverage for high-risk construction trades, contractors, and job site workers.

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Construction workers comp covers high-risk trades including general contractors, electricians, roofers, and other job site workers who face elevated injury risks daily. It is essential for construction businesses since premiums are among the highest of any industry due to claim frequency and severity. Evaluate insurers based on their experience with your specific trade classification, safety program discounts, and the quality of their return-to-work programs for injured employees.