Student Loan Refinancing
Replace existing loans with a new private loan at a potentially lower rate.
Student loan refinancing replaces one or more existing loans with a single new private loan, ideally at a lower interest rate. It is best for borrowers with strong credit and stable income who no longer need federal protections like income-driven repayment or forgiveness eligibility. Compare both the interest rate and the repayment term, since extending the term can lower payments but increase total interest paid.
Earnest
Student loan refinancing with precision pricing and flexible payments
SoFi
Student loan refinancing with career support and no fees
CommonBond
Student loan refinancing with a social mission and hybrid rate options
Splash Financial
Student loan refinancing marketplace comparing rates from multiple lenders
Laurel Road
Student loan refinancing with special rates for healthcare professionals
PenFed
Credit union student loan refinancing with no fees and competitive rates
Education Loan Finance
Student loan refinancing from a Tennessee-based nonprofit lender
Credible
Student loan marketplace comparing personalized rates from multiple lenders