About Stax
Stax (formerly Fattmerchant) offers a subscription-based payment processing model where merchants pay a flat monthly fee and receive interchange-direct rates with zero percentage markup. This model is highly cost-effective for businesses processing over $10,000 per month. Stax provides an all-in-one platform with online payments, POS, invoicing, ACH, and analytics.
What's Great
- ✓Zero markup on interchange rates saves significant money at higher volumes
- ✓All-in-one platform covers online, POS, invoicing, ACH, and analytics
- ✓Predictable monthly subscription cost simplifies budgeting
- ✓Built-in analytics and reporting provide actionable business insights
Watch Out For
- !Monthly subscription fee makes it uneconomical for businesses processing under $10,000/month
- !Per-transaction cent charge still applies on top of interchange
- !Hardware options require separate purchase
- !Setup can be more involved than plug-and-play solutions like Square
Common Use Cases
Mid-volume merchant processing $15,000+ monthly who wants interchange-direct rates
Business seeking a single platform for online payments, POS, and ACH processing
Retailer analyzing transaction data with Stax's built-in business analytics tools
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Online Payments
APIs and hosted checkout solutions for accepting payments on websites and in apps.
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