Shopify Payments

Shopify Payments

Paid

Built-in payment processing for Shopify merchants with no transaction fees

๐Ÿ’ณOnline Payments

About Shopify Payments

Shopify Payments is the native payment solution built into the Shopify e-commerce platform, allowing merchants to accept payments without a third-party gateway. By using Shopify Payments, merchants avoid the additional transaction fees that Shopify charges when using external gateways. It supports all major credit cards, Shop Pay, Apple Pay, Google Pay, and buy-now-pay-later options through Shop Pay Installments.

ยท
Updated April 2026

What's Great

  • โœ“Eliminates the extra transaction fees Shopify charges when using third-party gateways
  • โœ“Seamless integration with the Shopify platform requiring no additional setup
  • โœ“Supports Shop Pay, Apple Pay, Google Pay, and buy-now-pay-later options
  • โœ“Processing rates decrease with higher Shopify plan tiers

Watch Out For

  • !Only available to Shopify merchants and cannot be used standalone
  • !Processing rates on basic plans are not the most competitive
  • !Limited customization compared to dedicated payment APIs like Stripe
  • !Fund holds and account reviews can occur for high-risk or new merchants

Common Use Cases

1

Shopify store owner wanting to eliminate extra per-transaction fees from third-party gateways

2

E-commerce business offering Shop Pay accelerated checkout to boost conversion

3

Shopify Plus merchant taking advantage of lower rates on the enterprise plan tier

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Online Payments

APIs and hosted checkout solutions for accepting payments on websites and in apps.

Tags

Shopifye-commercepayment processingno transaction feeShop Pay

More Online Payments Tools

See all โ†’