Conventional Loans
Standard conforming loans not backed by a government agency, ideal for borrowers with strong credit.
Conventional loan lenders offer standard conforming mortgages that are not insured by a government agency, typically requiring a credit score of 620+ and a down payment of 3-20%. They are best for borrowers with good credit and stable income who want competitive rates and flexible terms. Compare APR, origination fees, and closing speed across multiple lenders to find the best deal.
Rocket Mortgage
The largest online mortgage lender in the US with a fully digital application process
LoanDepot
One of the largest non-bank lenders offering digital and in-person mortgage options
United Wholesale Mortgage
The nation's largest wholesale mortgage lender powering independent brokers
Guaranteed Rate
Tech-forward mortgage lender with Digital Mortgage technology and nationwide reach
PennyMac
One of the largest mortgage servicers and lenders in the United States
Fairway Independent Mortgage
Award-winning independent mortgage company with a customer-first culture