E*TRADE vs Vanguard

An honest side-by-side comparison of two of our top investment platforms picks — pricing, strengths, weaknesses, and who each one is really for.

E*TRADE

E*TRADE

Ranked #5 of 15 in this directory

Established online brokerage with powerful tools now part of Morgan Stanley

Freemium
Vanguard

Vanguard

Ranked #3 of 15 in this directory

Pioneer of index investing with the lowest-cost funds in the industry

Freemium

Our pick: Vanguard. Our editors rank Vanguard higher overall in Investment Platforms — but E*TRADE can be the better fit depending on your budget and use case below. How we review

Compare the details

E*TRADEVanguard
Pricing modelFreemiumFreemium
Starting priceSee websiteSee website
CategoryBrokerageBrokerage
Editorial rank#5 of 15#3 of 15

Strengths

E*TRADE

  • Power E*TRADE platform offers excellent options and futures trading tools
  • Morgan Stanley integration provides premium research access
  • Wide range of investment products including managed portfolios
  • Strong mobile app for both casual and active investors
  • Comprehensive retirement account options and planning tools

Vanguard

  • Lowest-cost index funds and ETFs in the industry
  • Investor-owned structure eliminates conflicts of interest
  • Manages over $8 trillion — the most trusted name in index investing
  • Zero-commission trading on stocks and ETFs
  • Excellent target-date retirement funds for set-it-and-forget-it investing

Watch out for

E*TRADE

  • !Some advanced features are only available on specific platforms
  • !Mutual fund commissions apply for non-NTF funds
  • !Account interface can feel fragmented between E*TRADE and Morgan Stanley
  • !Margin rates are higher than some discount competitors

Vanguard

  • !Trading platform and website feel outdated and slow
  • !Not designed for active or frequent trading
  • !Customer service can have long wait times during busy periods
  • !Mutual fund minimums can be high for some flagship funds

Best use cases

E*TRADE

  • Options trader wanting powerful analysis tools on Power E*TRADE
  • Employee with Morgan Stanley stock plans wanting an integrated brokerage
  • Active trader seeking a well-established platform with comprehensive tools

Vanguard

  • Long-term passive investor building wealth with low-cost index funds
  • Retiree wanting target-date funds for simplified retirement portfolio management
  • Cost-conscious investor who prioritizes the lowest possible expense ratios

About each tool

E*TRADE

E*TRADE, now a subsidiary of Morgan Stanley, is a pioneer in online brokerage offering zero-commission trading, the Power E*TRADE platform for active traders, and a comprehensive range of investment products. The integration with Morgan Stanley has expanded E*TRADE's capabilities to include access to Morgan Stanley research and workplace stock plan management.

Vanguard

Vanguard invented the index fund and remains the gold standard for low-cost, long-term investing. The company is unique in being owned by its funds, which are in turn owned by their shareholders — this structure eliminates conflicts of interest and keeps costs as low as possible. Vanguard manages over $8 trillion in assets and offers some of the lowest expense ratios in the industry. While not designed for active trading, Vanguard is the ideal platform for buy-and-hold investors focused on building wealth through diversified, low-cost portfolios over decades.

Still deciding? Browse all 15 options with honest pros, cons, and pricing.

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