Kabbage (American Express Business Blueprint)

Name: Kabbage (American Express Business Blueprint)
Availability: OnlineOnly
Author: FindersList Editorial Team

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American Express-backed small business lines of credit with instant decisions

🔄Lines of Credit

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About Kabbage (American Express Business Blueprint)

Kabbage, now operating as American Express Business Blueprint, provides small business lines of credit from $2,000 to $250,000 with automated decision-making powered by American Express. The platform evaluates business performance data in real time, offering a seamless online application and fast access to funds. Business Blueprint also integrates business cash flow insights and financial management tools, making it more than just a lending product — it is a comprehensive financial hub for small business owners.

Reviewed by the FindersList Editorial Team

Regularly reviewed

·How we review

What's Great

✓Backed by American Express with strong financial stability
✓Lines of credit up to $250,000 with instant online decisions
✓Cash flow dashboard and business insights included at no extra cost
✓Monthly fee structure rather than traditional interest for transparency
✓No minimum credit score requirement — evaluated on business performance

Watch Out For

!Monthly fees can be expensive compared to traditional bank lines of credit
!Not available to all business types — some industries restricted
!Requires linking business bank account for ongoing monitoring
!Customer support can be slow during peak periods

Common Use Cases

Small business owner needing flexible working capital without a traditional bank relationship

E-commerce business managing seasonal cash flow fluctuations

Entrepreneur who values integrated financial insights alongside credit access

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.