About Headway Capital
Headway Capital provides small business lines of credit from $5,000 to $100,000 with a focus on flexibility and transparency. The company offers an online application with quick decisions and funding, and borrowers only pay for what they draw — with no fees on unused credit.
What's Great
- ✓No fees on unused credit — only pay for what you draw
- ✓Online application with quick decision turnaround
- ✓Lines of credit from $5,000 to $100,000 for flexible working capital
- ✓Transparent fee structure without hidden charges
- ✓Designed for growing small businesses needing revolving access to capital
Watch Out For
- !Credit limits max at $100,000 — lower than some competitors
- !Interest rates are higher than traditional bank credit lines
- !Repayment terms tend to be shorter than bank products
- !Less brand recognition than larger online lending platforms
Common Use Cases
Small business maintaining a revolving credit line for unpredictable expenses
Service company drawing funds only when needed to cover client project costs
Growing business wanting flexible access to capital without paying for unused credit
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Lines of Credit
Flexible revolving credit that lets businesses draw funds as needed and repay on their own schedule.
Tags
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