About Thimble
Thimble offers flexible, short-term business insurance policies that can be purchased by the hour, day, week, or month. It is designed for freelancers, gig workers, and small businesses that need coverage for specific events or projects rather than year-round policies. Coverage includes general liability and professional liability with instant certificates available via the mobile app.
What's Great
- ✓On-demand coverage by the hour, day, week, or month — pay only when you need it
- ✓Instant certificates of insurance available via mobile app
- ✓Ideal for freelancers and gig workers with variable schedules
- ✓No long-term commitment or annual premium required
- ✓General liability and professional liability available on-demand
Watch Out For
- !Per-event pricing can be more expensive than annual policies for regular work
- !Coverage options are limited to general and professional liability
- !Not suited for businesses needing continuous year-round coverage
- !Claims history may affect future on-demand pricing
Common Use Cases
Freelance photographer buying liability coverage for a single weekend event
Contractor adding coverage for a specific project lasting two weeks
Gig worker purchasing hourly insurance before a client engagement
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Professional Liability
E&O insurance that covers claims of negligence, errors, and professional mistakes.
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