Hiscox
FeaturedPaidSpecialized professional liability insurance for small businesses
⚖️Professional LiabilityAbout Hiscox
Hiscox is a specialist insurer focused on professional liability (E&O) coverage for service-based businesses, consultants, and technology companies. The company has deep expertise in professional risks and offers tailored policies that address the specific exposures of knowledge workers. Online quotes and purchasing make it easy to get covered, and Hiscox's claims handling is known for being efficient and fair.
What's Great
- ✓Deep specialization in professional liability for service businesses
- ✓Tailored policies for IT, consulting, marketing, and creative professionals
- ✓Strong financial ratings and claims-paying reputation
- ✓Online quotes available with same-day coverage binding
- ✓Flexible payment options including monthly billing
Watch Out For
- !General liability and property coverage is less comprehensive than full-line carriers
- !Pricing can be higher than generalist competitors for some industries
- !Limited physical agent network for in-person consultations
Common Use Cases
Get E&O coverage for a technology consulting firm before signing a major client contract
Add cyber liability to a professional liability policy for a marketing agency handling client data
Secure professional indemnity coverage required by a government contract for an IT services company
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Professional Liability
E&O insurance that covers claims of negligence, errors, and professional mistakes.
Tags