Usage-Based Insurance
Pay-per-mile or behavior-based policies that reward safe and low-mileage drivers.
Usage-based insurance tracks your driving behavior or mileage through a mobile app or plug-in device, offering lower premiums to safe, low-mileage drivers who would otherwise subsidize riskier ones. These policies are ideal for remote workers, retirees, and anyone driving under 10,000 miles per year who maintains smooth braking and acceleration habits. Review what data the insurer collects, whether your premium can increase based on tracked behavior, and how the per-mile rate compares to traditional fixed-premium policies for your driving patterns.
Progressive
Innovative auto insurer known for comparison shopping and usage-based pricing
Root Insurance
Mobile-first auto insurer that prices policies based primarily on driving behavior
Metromile
Pay-per-mile auto insurance designed for low-mileage drivers