BILL Spend & Expense has been rebranded

Details below reflect the latest verified information, but branding and ownership have changed.

BILL Spend & Expense

BILL Spend & Expense

Freemium

Free expense management and virtual cards now part of BILL

πŸ’³Accounts Payable & Receivable

About BILL Spend & Expense

BILL Spend & Expense (formerly Divvy) provides free expense management software with corporate cards, budgeting, and real-time reporting. Managers set budget controls, employees spend within limits, and transactions auto-categorize. Virtual cards can be created instantly for one-time purchases or specific vendors. Now part of BILL, it integrates with QuickBooks, NetSuite, and Sage.

Β·
Reviewed June 2026
Β·How we review

What's Great

  • βœ“Completely free expense management software β€” no subscription fees
  • βœ“Instant virtual cards with customizable spending limits per employee
  • βœ“Real-time budget tracking eliminates end-of-month expense report surprises
  • βœ“Integrates with QuickBooks, NetSuite, and Sage for automatic GL coding
  • βœ“Manager controls prevent overspending before it happens

Watch Out For

  • !Credit limits depend on business cash balance and creditworthiness
  • !Now part of BILL β€” product direction may shift over time
  • !Less feature-rich bill pay compared to standalone BILL product
  • !Cash-back rewards are modest compared to premium corporate cards

Common Use Cases

1

Office manager issuing virtual cards with $500 limits to department heads

2

CFO eliminating paper expense reports with real-time receipt capture

3

Company setting per-category budgets that lock spending when limits are reached

Pricing Model

Freemium

Free plan available. Paid plans unlock advanced features and higher limits.

Category

Accounts Payable & Receivable

Automate bill pay, vendor management, and collections workflows.

Tags

expense managementvirtual cardsbudgetingfreecorporate cards

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