Brex has been acquired
Details below reflect the latest verified information, but branding and ownership have changed.
Brex
FreemiumFinancial stack for growing companies — cards, banking, and spend management
💳Accounts Payable & Receivable* Affiliate link
About Brex
Brex provides corporate cards, business accounts, bill pay, and travel management for startups and mid-market companies. It offers higher credit limits based on cash balance (not personal credit), automatic receipt matching, and policy enforcement. Brex Empower provides real-time budget tracking and approval workflows. The platform integrates with NetSuite, QuickBooks, and major ERPs. Capital One completed its acquisition of Brex in April 2026, adding it to the bank's commercial spend-management portfolio.
What's Great
- ✓High credit limits based on cash balance — no personal guarantee needed
- ✓Integrated travel management with negotiated corporate rates
- ✓Brex Empower provides real-time budget tracking and approval workflows
- ✓Deep ERP integrations with NetSuite, QuickBooks, and Sage
- ✓Business banking with FDIC-insured deposits up to $6M
Watch Out For
- !Shifted focus to mid-market — dropped many small business customers
- !Requires substantial cash balance for meaningful credit limits
- !Premium tier pricing ($12/user/month) for advanced features
- !Less flexible for very early-stage companies with low balances
Common Use Cases
VC-backed startup needing corporate cards without personal credit checks
Mid-market company consolidating cards, banking, and travel into one platform
Finance team building multi-level approval workflows for department budgets
Pricing Model
Freemium
Free plan available. Paid plans unlock advanced features and higher limits.
Category
Accounts Payable & Receivable
Automate bill pay, vendor management, and collections workflows.
Tags
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