NEXT Insurance
FeaturedPaid100% digital workers comp built for self-employed and small business owners
💻TechnologyAbout NEXT Insurance
NEXT Insurance is a technology-first insurer that has transformed the small business insurance experience with a fully online platform. Workers compensation policies can be quoted, purchased, and managed entirely online in minutes — no agents, no paperwork. NEXT serves over 1,300 types of small businesses and self-employed workers, offering instant digital certificates of insurance and same-day coverage. The platform is especially popular with sole proprietors, gig workers, and small businesses that value speed and simplicity over in-person agent relationships.
What's Great
- ✓Fully online platform — get a quote and purchase in minutes with no agent needed
- ✓Instant digital certificates of insurance available 24/7
- ✓Covers over 1,300 types of small businesses and trades
- ✓Transparent pricing with no hidden fees or surprise audits for many plans
- ✓Excellent mobile app for managing policies and sharing certificates
Watch Out For
- !Not suitable for mid-sized or large businesses with complex coverage needs
- !Limited customization compared to traditional carriers with dedicated underwriters
- !Claims handling is managed through third-party partners, which can add delays
- !Not available in all states for all business types
Common Use Cases
Self-employed contractor needing instant workers comp for a job site requirement
Tech startup with a small team looking for fast, digital-first workers comp
Small business owner who wants to manage insurance entirely online without an agent
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Technology
Low-risk tech company coverage with competitive rates for office and remote workers.
Tags