EMPLOYERS Holdings

EMPLOYERS Holdings

Paid

Dedicated small business workers comp specialist with competitive rates

๐ŸชSmall Business

About EMPLOYERS Holdings

EMPLOYERS Holdings is a specialty workers compensation insurer focused exclusively on small businesses in low-to-medium hazard industries. The company has been in business since 1909 and offers competitive rates, responsive claims service, and a straightforward application process through its network of independent agents and direct digital channels.

ยท
Updated April 2026

What's Great

  • โœ“Exclusive focus on workers compensation for small businesses since 1909
  • โœ“Competitive rates for low-to-medium hazard industries
  • โœ“Over a century of specialized workers comp experience
  • โœ“Available through both independent agents and direct digital channels

Watch Out For

  • !Limited to low-to-medium hazard industries โ€” not suitable for high-risk operations
  • !Less well-known brand compared to The Hartford or Travelers
  • !Geographic availability varies by state and business class

Common Use Cases

1

Small business in a low-hazard industry wanting a dedicated workers comp specialist

2

Employer seeking competitive rates from a carrier with over a century of experience

3

Business preferring the flexibility to buy through an agent or directly online

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Small Business

Affordable workers comp coverage tailored for small businesses with few employees.

Tags

workers compsmall businessspecialtylow-hazardindependent agents

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