AmTrust Financial

FeaturedPaid

Specialized small business workers comp with fast online quoting and approval

About AmTrust Financial

AmTrust Financial Services is a leading specialty insurer focused heavily on small businesses, offering workers compensation as its flagship product. AmTrust is known for competitive pricing on small accounts that larger carriers often overlook, fast online application and approval, and a streamlined claims process. The company serves over 30 industries and is particularly strong for retail, restaurants, and professional services. AmTrust's TrustOnline portal provides employers with real-time access to certificates, policies, and claims status.

What's Great

✓Specializes in small accounts that larger carriers may decline or price too high
✓Fast online quoting and approval for many standard business classes
✓TrustOnline portal provides real-time access to policies and claims
✓Competitive pricing for restaurants, retail, and professional services
✓Strong A.M. Best financial strength rating

Watch Out For

!Customer service quality has received mixed reviews in some markets
!Not ideal for large or complex accounts that require dedicated underwriting attention
!Claims resolution speed can vary by state and injury type
!Limited availability in some states for certain business classes

Common Use Cases

Restaurant owner needing affordable workers comp for kitchen and wait staff

Small retailer that larger carriers have declined or overpriced

New business needing fast online workers comp approval with minimal paperwork

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.