Helcim

Helcim

Paid

Transparent interchange-plus pricing with no monthly fees for growing businesses

๐Ÿ“ฑMobile Payments

About Helcim

Helcim is a merchant services provider renowned for its completely transparent interchange-plus pricing with no monthly fees, no setup fees, and no cancellation fees. The platform covers online payments, in-person POS, invoicing, and recurring billing in one integrated solution. Helcim's automated volume discounts mean that processing costs decrease automatically as monthly volume increases, making it an excellent long-term partner for growing businesses. The company provides its own payment gateway, card vault, and POS hardware.

ยท
Updated April 2026

What's Great

  • โœ“Completely transparent interchange-plus pricing with no monthly or setup fees
  • โœ“Automatic volume discounts reduce rates as your processing grows
  • โœ“Covers online payments, in-person POS, invoicing, and recurring billing
  • โœ“No cancellation fees or long-term contracts required
  • โœ“Own payment gateway and card vault simplify PCI compliance

Watch Out For

  • !Less suited for very small businesses due to interchange-plus complexity
  • !Hardware options are more limited than Square or Clover
  • !Brand recognition is lower than major processors
  • !Advanced developer API is less comprehensive than Stripe

Common Use Cases

1

Growing business wanting processing rates that automatically decrease with volume

2

Merchant tired of hidden fees seeking fully transparent interchange-plus pricing

3

Business needing online, in-person, and invoicing payments in one platform without monthly fees

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Mobile Payments

Mobile card readers and apps for accepting payments anywhere from a smartphone or tablet.

Tags

payment processinginterchange-plustransparent pricingno monthly feePOS

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