Chase Payment Solutions

Chase Payment Solutions

Paid

Bank-backed payment processing with next-day funding through Chase

๐ŸชPoint of Sale

About Chase Payment Solutions

Chase Payment Solutions is the payment processing arm of JPMorgan Chase, offering merchant services for online, in-person, and mobile payments. The key differentiator is next-day funding for Chase business banking customers, eliminating the typical 1-2 day settlement delay. Chase provides competitive rates for businesses that also bank with Chase, integrating payments directly with business checking and treasury management.

ยท
Updated April 2026

What's Great

  • โœ“Next-day funding for Chase business banking customers eliminates settlement delays
  • โœ“Competitive rates for businesses that also bank with Chase
  • โœ“Backed by JPMorgan Chase with strong financial stability and trust
  • โœ“Integrated banking and payments simplify cash flow management

Watch Out For

  • !Pricing benefits are largely limited to existing Chase banking customers
  • !Less competitive for businesses not banking with Chase
  • !Technology and developer tools are less advanced than Stripe or Square
  • !Customer support for merchant services can be routed through general banking lines

Common Use Cases

1

Chase business banking customer wanting next-day funding on card transactions

2

Retailer consolidating banking and payment processing with one provider for simplicity

3

Business seeking the stability and trust of a major bank for payment processing

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Point of Sale

In-person payment terminals and POS systems for retail, restaurant, and service businesses.

Tags

payment processingChase Banknext-day fundingbusiness bankingPOS

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