Guild Mortgage

Guild Mortgage

Paid

Established independent mortgage lender with deep expertise in government loans

๐Ÿ›๏ธFHA Loans

About Guild Mortgage

Guild Mortgage is one of the oldest and most respected independent mortgage lenders in the US, with over 60 years of experience. The company specializes in government-backed loans including FHA, VA, and USDA, and offers conventional and jumbo products. Guild is particularly strong in first-time homebuyer programs and down payment assistance, making it a top choice for buyers who need extra support navigating complex loan programs.

ยท
Updated April 2026

What's Great

  • โœ“Over 60 years of mortgage industry experience and stability
  • โœ“Deep expertise in government-backed loans including FHA, VA, and USDA
  • โœ“Strong first-time homebuyer programs with down payment assistance options
  • โœ“Personalized service focused on helping buyers navigate complex loan programs
  • โœ“Reliable loan processing with experienced underwriting teams

Watch Out For

  • !Rates can be higher than discount online lenders for standard products
  • !Digital tools and online experience are less advanced than newer competitors
  • !Geographic coverage is stronger in western states than the East Coast

Common Use Cases

1

First-time buyer needing down payment assistance and guidance through government loan programs

2

Rural homebuyer exploring USDA loan eligibility with an experienced lender

3

Buyer with limited savings looking for an FHA loan with the lowest possible down payment

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

FHA Loans

Government-backed loans insured by the Federal Housing Administration, designed for first-time buyers with lower credit scores.

Tags

mortgageFHAVAUSDAfirst-time buyer

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