IdentityTheft.gov (FTC)

IdentityTheft.gov (FTC)

Free

Free federal government resource for reporting identity theft and creating recovery plans

πŸ”’Digital Security & Privacy

About IdentityTheft.gov (FTC)

IdentityTheft.gov is the official website of the Federal Trade Commission (FTC) for reporting identity theft and creating personalized recovery plans. The site walks victims through a step-by-step process to report the theft, create an FTC Identity Theft Report (which is legally recognized by creditors and law enforcement), place fraud alerts and credit freezes, and generate pre-filled dispute letters for specific types of fraud. This is a free government resource that should be the first stop for anyone who has already become a victim of identity theft.

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Regularly reviewed
Β·How we review

What's Great

  • βœ“Completely free β€” funded by the federal government, no upsells or subscriptions
  • βœ“Creates legally recognized FTC Identity Theft Reports accepted by creditors and law enforcement
  • βœ“Generates pre-filled dispute letters customized to your specific fraud scenario
  • βœ“Step-by-step guided recovery plan tailored to the types of identity theft reported
  • βœ“Can place fraud alerts and initiate credit freezes directly through the process

Watch Out For

  • !Reactive only β€” no monitoring or prevention capabilities
  • !Cannot detect identity theft before it happens
  • !Recovery plan execution still requires significant effort from the victim
  • !No dedicated case manager β€” you follow the plan on your own

Common Use Cases

1

Person who has already discovered they are a victim of identity theft and needs to file an official report

2

Individual who needs pre-filled dispute letters to send to creditors, banks, or collection agencies

3

Anyone wanting to place a fraud alert or credit freeze across all three bureaus for free

Pricing Model

Free

100% free to use β€” no credit card required.

Category

Digital Security & Privacy

Tools focused on online privacy, VPN protection, password management, and digital footprint monitoring.

Tags

FTCgovernmentidentity theft reportrecovery planfraud alert

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