Allstate
FeaturedPaidComprehensive home insurance with claim-free rewards and flexible options
🏠Standard HomeownersAbout Allstate
Allstate is one of the largest home insurers in the country, offering a broad range of homeowners, renters, and condo policies. The company stands out with its claim-free rewards program that provides a check every year you go without filing a claim. Allstate also offers HostAdvantage coverage for home-sharing hosts and a variety of optional coverages like identity theft restoration and water backup protection. The combination of local agents and a solid digital platform gives customers flexibility in how they manage their policies.
What's Great
- ✓Claim-free rewards pay you back each year without a claim
- ✓HostAdvantage coverage for Airbnb and home-sharing hosts
- ✓Wide variety of optional coverages and endorsements
- ✓Both local agent and digital self-service options
- ✓Strong brand with decades of home insurance experience
Watch Out For
- !Rates tend to be above average in many markets
- !Claims satisfaction ratings are mixed compared to top competitors
- !Some desirable features require additional riders at extra cost
- !Discount structures can be complex and hard to navigate
Common Use Cases
Homeowner who rarely files claims and wants to earn rewards
Airbnb host needing specialized home-sharing coverage
Customer wanting a blend of agent support and digital convenience
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Standard Homeowners
Comprehensive policies covering your home structure, personal property, and liability.
Tags
More Standard Homeowners Tools
See all →State Farm
The largest home insurer in America with unmatched agent support
USAA
Highest-rated home insurance exclusively for military families
Hippo
Modern home insurance with proactive home protection and smart home sensors
Liberty Mutual
Customizable home insurance with inflation protection and extensive add-ons