Oscar Health

Oscar Health

Paid

Technology-driven health insurer with concierge-like member experience

๐Ÿ›๏ธMarketplace & ACA Plans

About Oscar Health

Oscar Health is a technology-first health insurance company offering individual and small group plans through the ACA marketplace. Known for its intuitive app, free telemedicine, and dedicated care team assigned to each member, Oscar provides a concierge-like experience that simplifies navigating the healthcare system.

ยท
Updated April 2026

What's Great

  • โœ“Best-in-class mobile app and digital member experience
  • โœ“Free telemedicine visits included with all plans at no copay
  • โœ“Dedicated care team assigned to each member for personalized support
  • โœ“Simple plan designs that are easier to understand than traditional insurers

Watch Out For

  • !Available in limited markets โ€” not offered in most states
  • !Provider networks are smaller than major national carriers
  • !As a newer company, long-term financial stability is less proven

Common Use Cases

1

Tech-savvy individual wanting a modern, app-driven insurance experience

2

Self-employed professional needing affordable ACA coverage with telemedicine

3

Young adult seeking a simple health plan with easy-to-use digital tools

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Marketplace & ACA Plans

Affordable Care Act-compliant plans available through federal and state exchanges.

Tags

health insuranceinsurtechtelemedicinedigital-firstmarketplace

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