Payhawk

Payhawk

Paid

Spend management combining cards, payments, and expenses for European companies

๐Ÿ’ณCorporate Cards & Spend Management

About Payhawk

Payhawk is a European spend management platform providing Visa corporate cards, expense management, bill payments, and integrations with major ERPs (NetSuite, SAP, Xero). It handles multi-entity, multi-currency operations and supports SEPA, SWIFT, and local payment methods. Backed by $214M in funding and growing rapidly in the EU market.

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Updated April 2026

What's Great

  • โœ“Multi-entity and multi-currency support built for European operations
  • โœ“Integrates with NetSuite, SAP, and Xero for automated accounting
  • โœ“Supports SEPA, SWIFT, and local payment methods across Europe
  • โœ“Well-funded ($214M) with rapid feature development
  • โœ“Combines cards, expenses, and bill payments in one platform

Watch Out For

  • !Primarily European โ€” limited US presence and features
  • !Newer company with less established enterprise track record
  • !Pricing is premium compared to free alternatives
  • !Feature set is still maturing compared to established players

Common Use Cases

1

European multi-entity company needing multi-currency corporate cards

2

Business operating across EU countries wanting SEPA and SWIFT payment support

3

Finance team integrating spend management with NetSuite or SAP in Europe

Pricing Model

Paid

Paid subscription required. Check the website for current pricing and free trials.

Category

Corporate Cards & Spend Management

Smart corporate card programs with built-in controls, limits, and automatic reconciliation.

Tags

europeancorporate cardsspend managementmulti-currencyerp integration

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