MDLive vs Teladoc

An honest side-by-side comparison of two of our top telehealth platforms picks — pricing, strengths, weaknesses, and who each one is really for.

MDLive

MDLive

Ranked #3 of 15 in this directory

Virtual healthcare backed by Evernorth and Cigna

Paid
Teladoc

Teladoc

Ranked #1 of 15 in this directory

The largest and most established telehealth platform in the US

Paid

Our pick: Teladoc. Our editors rank Teladoc higher overall in Telehealth Platforms — but MDLive can be the better fit depending on your budget and use case below. How we review

Compare the details

MDLiveTeladoc
Pricing modelPaidPaid
Starting priceSee websiteSee website
CategoryPrimary CarePrimary Care
Editorial rank#3 of 15#1 of 15

Strengths

MDLive

  • Backed by Cigna/Evernorth with deep insurance network integration
  • 24/7 urgent care availability with short wait times
  • Dermatology consultations with photo upload and async review
  • Behavioral health services including psychiatry and therapy
  • Often available at $0 copay for Cigna members

Teladoc

  • Largest telehealth network with availability in all 50 states
  • Accepted by most major insurance plans and employer benefits
  • Average wait time under 10 minutes for urgent care visits
  • Comprehensive services spanning primary care, mental health, and specialty care
  • 24/7 availability including nights, weekends, and holidays

Watch out for

MDLive

  • !Best value is limited to Cigna and Evernorth network members
  • !Provider continuity can be inconsistent across visits
  • !Non-insurance pricing is less competitive than newer platforms

Teladoc

  • !Out-of-pocket costs can be high without insurance coverage
  • !Continuity of care can be limited with rotating provider pool
  • !Some conditions still require in-person examination
  • !Prescription limitations vary by state regulations

Best use cases

MDLive

  • Use your Cigna insurance for a $0 copay urgent care visit for a UTI or pink eye
  • Upload skin photos for an asynchronous dermatology consultation within 24 hours
  • Schedule ongoing therapy sessions with a licensed behavioral health provider

Teladoc

  • See a doctor within 10 minutes for a sinus infection and get an antibiotic prescription sent to your pharmacy
  • Schedule a dermatology consultation by uploading photos of a skin concern
  • Access mental health therapy through weekly video sessions with a licensed counselor

About each tool

MDLive

MDLive, now part of Evernorth (Cigna's health services division), provides virtual urgent care, primary care, dermatology, and behavioral health services. The acquisition by Cigna has expanded MDLive's reach through one of the largest health insurance networks in the country. Board-certified doctors are available 24/7 for urgent care consultations with an average wait time under 15 minutes.

Teladoc

Teladoc is the pioneer and market leader in virtual healthcare, providing on-demand access to board-certified doctors, therapists, and specialists across all 50 states. The platform handles everything from cold and flu visits to dermatology consultations and mental health therapy. Teladoc is accepted by most major insurance plans and employer benefits programs, making it accessible to hundreds of millions of Americans. Average wait times are under 10 minutes for urgent care visits.

Still deciding? Browse all 15 options with honest pros, cons, and pricing.

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