Cerebral vs MDLive

An honest side-by-side comparison of two of our top telehealth platforms picks — pricing, strengths, weaknesses, and who each one is really for.

Cerebral

Cerebral

Ranked #6 of 15 in this directory

Online psychiatry and therapy for anxiety and depression

Paid
MDLive

MDLive

Ranked #3 of 15 in this directory

Virtual healthcare backed by Evernorth and Cigna

Paid

Our pick: MDLive. Our editors rank MDLive higher overall in Telehealth Platforms — but Cerebral can be the better fit depending on your budget and use case below. How we review

Compare the details

CerebralMDLive
Pricing modelPaidPaid
Starting priceSee websiteSee website
CategoryMental HealthPrimary Care
Editorial rank#6 of 15#3 of 15

Strengths

Cerebral

  • Subscription includes prescriber visits, medication delivery, and optional therapy
  • Works with most major insurance plans to reduce out-of-pocket costs
  • Handles prior authorizations for medications on your behalf
  • Focus on anxiety, depression, and insomnia — the most common mental health conditions

MDLive

  • Backed by Cigna/Evernorth with deep insurance network integration
  • 24/7 urgent care availability with short wait times
  • Dermatology consultations with photo upload and async review
  • Behavioral health services including psychiatry and therapy
  • Often available at $0 copay for Cigna members

Watch out for

Cerebral

  • !Past regulatory scrutiny around prescribing practices has affected reputation
  • !Cancellation process has drawn complaints from some subscribers
  • !Not suitable for severe mental health conditions requiring in-person care

MDLive

  • !Best value is limited to Cigna and Evernorth network members
  • !Provider continuity can be inconsistent across visits
  • !Non-insurance pricing is less competitive than newer platforms

Best use cases

Cerebral

  • Person with anxiety or depression wanting online psychiatry with medication management
  • Patient needing medications delivered to their door with prescriber oversight
  • Individual wanting to combine therapy and psychiatry in one subscription platform

MDLive

  • Use your Cigna insurance for a $0 copay urgent care visit for a UTI or pink eye
  • Upload skin photos for an asynchronous dermatology consultation within 24 hours
  • Schedule ongoing therapy sessions with a licensed behavioral health provider

About each tool

Cerebral

Cerebral offers online psychiatry and therapy services with a focus on anxiety, depression, and insomnia. The subscription model includes monthly prescriber visits, medication delivery, and optional therapy sessions. Cerebral handles prior authorizations and works with most major insurance plans to minimize out-of-pocket costs for ongoing mental health care.

MDLive

MDLive, now part of Evernorth (Cigna's health services division), provides virtual urgent care, primary care, dermatology, and behavioral health services. The acquisition by Cigna has expanded MDLive's reach through one of the largest health insurance networks in the country. Board-certified doctors are available 24/7 for urgent care consultations with an average wait time under 15 minutes.

Still deciding? Browse all 15 options with honest pros, cons, and pricing.

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