First American Home Warranty vs Select Home Warranty

An honest side-by-side comparison of two of our top home warranty companies picks — pricing, strengths, weaknesses, and who each one is really for.

First American Home Warranty

First American Home Warranty

Ranked #4 of 15 in this directory

Reliable home warranty coverage with no home inspection required

Paid
Select Home Warranty

Select Home Warranty

Ranked #3 of 15 in this directory

Customizable home warranty with free roof coverage

Paid

Our pick: Select Home Warranty. Our editors rank Select Home Warranty higher overall in Home Warranty Companies — but First American Home Warranty can be the better fit depending on your budget and use case below. How we review

Compare the details

First American Home WarrantySelect Home Warranty
Pricing modelPaidPaid
Starting priceSee websiteSee website
CategoryCombo PlansCombo Plans
Editorial rank#4 of 15#3 of 15

Strengths

First American Home Warranty

  • No home inspection required to start coverage
  • Straightforward combo plan covers most major items
  • Strong reputation backed by First American Financial Corporation
  • Simple online and phone claims process
  • Available in most US states

Select Home Warranty

  • Free roof leak repair coverage included in Gold Care plan
  • Highly customizable with numerous add-on options
  • Competitive multi-year pricing with significant discounts
  • Online claims portal for easy service request submission
  • 30-day money-back guarantee on new plans

Watch out for

First American Home Warranty

  • !Limited plan tier options compared to some competitors
  • !Coverage may not extend to certain high-end appliance brands
  • !Service fees are fixed and cannot be adjusted for lower premiums

Select Home Warranty

  • !Not available in all states
  • !Per-item coverage limits can be restrictive
  • !Contractor network is smaller in rural areas
  • !Base plan covers fewer items than some competitors

Best use cases

First American Home Warranty

  • New homeowners wanting quick coverage without inspection delays
  • Real estate transactions where warranty coverage is part of the deal
  • Homeowners preferring a simple single-plan option over complex tiers

Select Home Warranty

  • Homeowners wanting to customize warranty coverage to their specific needs
  • Property owners who value included roof leak protection
  • Cost-conscious buyers attracted to multi-year discount pricing

About each tool

First American Home Warranty

First American Home Warranty provides dependable coverage with plans that do not require a home inspection to activate. The company offers a straightforward combo plan covering both systems and appliances, with optional add-ons for pools, spas, and guest units. Available in most US states with a simple claims process.

Select Home Warranty

Select Home Warranty differentiates itself with free roof leak coverage included in its top-tier plan and highly customizable add-on options. The company offers three plan levels and serves customers in 46 states with a focus on transparent pricing and easy online claims submission.

Still deciding? Browse all 15 options with honest pros, cons, and pricing.

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