Cinch Home Services vs Select Home Warranty

An honest side-by-side comparison of two of our top home warranty companies picks — pricing, strengths, weaknesses, and who each one is really for.

Cinch Home Services

Cinch Home Services

Ranked #5 of 15 in this directory

180-day workmanship guarantee on all covered repairs

Paid
Select Home Warranty

Select Home Warranty

Ranked #3 of 15 in this directory

Customizable home warranty with free roof coverage

Paid

Our pick: Select Home Warranty. Our editors rank Select Home Warranty higher overall in Home Warranty Companies — but Cinch Home Services can be the better fit depending on your budget and use case below. How we review

Compare the details

Cinch Home ServicesSelect Home Warranty
Pricing modelPaidPaid
Starting priceSee websiteSee website
CategoryCombo PlansCombo Plans
Editorial rank#5 of 15#3 of 15

Strengths

Cinch Home Services

  • Industry-leading 180-day workmanship guarantee on all repairs
  • Three clear plan tiers for appliances, systems, or both
  • Online portal for easy service requests and tracking
  • Covers unknown pre-existing conditions
  • No age restrictions on covered items

Select Home Warranty

  • Free roof leak repair coverage included in Gold Care plan
  • Highly customizable with numerous add-on options
  • Competitive multi-year pricing with significant discounts
  • Online claims portal for easy service request submission
  • 30-day money-back guarantee on new plans

Watch out for

Cinch Home Services

  • !Monthly premiums are mid-range compared to budget competitors
  • !Contractor availability varies by region
  • !Some covered items have lower per-repair caps
  • !Not available in every state

Select Home Warranty

  • !Not available in all states
  • !Per-item coverage limits can be restrictive
  • !Contractor network is smaller in rural areas
  • !Base plan covers fewer items than some competitors

Best use cases

Cinch Home Services

  • Homeowners who want peace of mind with an extended workmanship guarantee
  • Buyers of older homes where system and appliance failures are more likely
  • Homeowners who have experienced poor repair quality from other providers

Select Home Warranty

  • Homeowners wanting to customize warranty coverage to their specific needs
  • Property owners who value included roof leak protection
  • Cost-conscious buyers attracted to multi-year discount pricing

About each tool

Cinch Home Services

Cinch Home Services stands out with a 180-day workmanship guarantee on repairs, ensuring that if a fix does not hold, they will come back at no additional cost. The company offers appliances-only, systems-only, and complete plans with straightforward coverage terms and online service requests.

Select Home Warranty

Select Home Warranty differentiates itself with free roof leak coverage included in its top-tier plan and highly customizable add-on options. The company offers three plan levels and serves customers in 46 states with a focus on transparent pricing and easy online claims submission.

Still deciding? Browse all 15 options with honest pros, cons, and pricing.

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