Cinch Home Services vs First American Home Warranty
An honest side-by-side comparison of two of our top home warranty companies picks — pricing, strengths, weaknesses, and who each one is really for.
Cinch Home Services
Ranked #5 of 15 in this directory
180-day workmanship guarantee on all covered repairs
First American Home Warranty
Ranked #4 of 15 in this directory
Reliable home warranty coverage with no home inspection required
Our pick: First American Home Warranty. Our editors rank First American Home Warranty higher overall in Home Warranty Companies — but Cinch Home Services can be the better fit depending on your budget and use case below. How we review
Compare the details
| Cinch Home Services | First American Home Warranty | |
|---|---|---|
| Pricing model | Paid | Paid |
| Starting price | See website | See website |
| Category | Combo Plans | Combo Plans |
| Editorial rank | #5 of 15 | #4 of 15 |
Strengths
Cinch Home Services
- ✓Industry-leading 180-day workmanship guarantee on all repairs
- ✓Three clear plan tiers for appliances, systems, or both
- ✓Online portal for easy service requests and tracking
- ✓Covers unknown pre-existing conditions
- ✓No age restrictions on covered items
First American Home Warranty
- ✓No home inspection required to start coverage
- ✓Straightforward combo plan covers most major items
- ✓Strong reputation backed by First American Financial Corporation
- ✓Simple online and phone claims process
- ✓Available in most US states
Watch out for
Cinch Home Services
- !Monthly premiums are mid-range compared to budget competitors
- !Contractor availability varies by region
- !Some covered items have lower per-repair caps
- !Not available in every state
First American Home Warranty
- !Limited plan tier options compared to some competitors
- !Coverage may not extend to certain high-end appliance brands
- !Service fees are fixed and cannot be adjusted for lower premiums
Best use cases
Cinch Home Services
- →Homeowners who want peace of mind with an extended workmanship guarantee
- →Buyers of older homes where system and appliance failures are more likely
- →Homeowners who have experienced poor repair quality from other providers
First American Home Warranty
- →New homeowners wanting quick coverage without inspection delays
- →Real estate transactions where warranty coverage is part of the deal
- →Homeowners preferring a simple single-plan option over complex tiers
About each tool
Cinch Home Services
Cinch Home Services stands out with a 180-day workmanship guarantee on repairs, ensuring that if a fix does not hold, they will come back at no additional cost. The company offers appliances-only, systems-only, and complete plans with straightforward coverage terms and online service requests.
First American Home Warranty
First American Home Warranty provides dependable coverage with plans that do not require a home inspection to activate. The company offers a straightforward combo plan covering both systems and appliances, with optional add-ons for pools, spas, and guest units. Available in most US states with a simple claims process.
Still deciding? Browse all 15 options with honest pros, cons, and pricing.
See all Home Warranty Companies →