Choice Home Warranty vs Select Home Warranty

An honest side-by-side comparison of two of our top home warranty companies picks — pricing, strengths, weaknesses, and who each one is really for.

Choice Home Warranty

Choice Home Warranty

Ranked #2 of 15 in this directory

Affordable home warranty plans with competitive pricing

Paid
Select Home Warranty

Select Home Warranty

Ranked #3 of 15 in this directory

Customizable home warranty with free roof coverage

Paid

Our pick: Choice Home Warranty. Our editors rank Choice Home Warranty higher overall in Home Warranty Companies — but Select Home Warranty can be the better fit depending on your budget and use case below. How we review

Compare the details

Choice Home WarrantySelect Home Warranty
Pricing modelPaidPaid
Starting priceSee websiteSee website
CategoryCombo PlansCombo Plans
Editorial rank#2 of 15#3 of 15

Strengths

Choice Home Warranty

  • Among the most affordable monthly premiums in the industry
  • Straightforward claims process via phone or online portal
  • Multi-year discounts provide additional savings for commitment
  • Covers pre-existing conditions that pass visual inspection
  • Roof leak coverage included in comprehensive plan

Select Home Warranty

  • Free roof leak repair coverage included in Gold Care plan
  • Highly customizable with numerous add-on options
  • Competitive multi-year pricing with significant discounts
  • Online claims portal for easy service request submission
  • 30-day money-back guarantee on new plans

Watch out for

Choice Home Warranty

  • !Coverage caps per item can be lower than competitors
  • !Not available in all 50 states
  • !Some claims require multiple contractor visits
  • !Optional add-ons increase costs to match competitors' base plans

Select Home Warranty

  • !Not available in all states
  • !Per-item coverage limits can be restrictive
  • !Contractor network is smaller in rural areas
  • !Base plan covers fewer items than some competitors

Best use cases

Choice Home Warranty

  • Budget-conscious homeowners seeking the lowest monthly premiums
  • Home buyers wanting warranty protection during the first year of ownership
  • Homeowners willing to accept lower coverage caps for lower costs

Select Home Warranty

  • Homeowners wanting to customize warranty coverage to their specific needs
  • Property owners who value included roof leak protection
  • Cost-conscious buyers attracted to multi-year discount pricing

About each tool

Choice Home Warranty

Choice Home Warranty offers competitively priced home warranty plans covering major systems and appliances. Known for straightforward pricing and responsive claims processing, Choice serves homeowners in 48 states with both basic and total plans, plus optional add-on coverage for items like pools and spas.

Select Home Warranty

Select Home Warranty differentiates itself with free roof leak coverage included in its top-tier plan and highly customizable add-on options. The company offers three plan levels and serves customers in 46 states with a focus on transparent pricing and easy online claims submission.

Still deciding? Browse all 15 options with honest pros, cons, and pricing.

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