Next Insurance vs Simply Business
An honest side-by-side comparison of two of our top business insurance picks — pricing, strengths, weaknesses, and who each one is really for.
Next Insurance
Ranked #2 of 15 in this directory
Instant online business insurance built for small businesses
Simply Business
Ranked #3 of 15 in this directory
Compare business insurance quotes from top carriers online
Our pick: Next Insurance. Our editors rank Next Insurance higher overall in Business Insurance — but Simply Business can be the better fit depending on your budget and use case below. How we review
Compare the details
| Next Insurance | Simply Business | |
|---|---|---|
| Pricing model | Paid | Paid |
| Starting price | See website | See website |
| Category | General Liability | General Liability |
| Editorial rank | #2 of 15 | #3 of 15 |
Strengths
Next Insurance
- ✓Fully online process delivers quotes and coverage in under 10 minutes
- ✓Tailored policies for over 1,300 specific business types
- ✓Monthly payment options with no hidden fees or cancellation penalties
- ✓Instant certificates of insurance downloadable from the dashboard
- ✓Competitive pricing starting under $30/month for many business types
Simply Business
- ✓Compare quotes from multiple top-rated carriers in one place
- ✓No obligation to purchase after getting quotes
- ✓Transparent side-by-side coverage comparison
- ✓Educational resources help first-time buyers understand coverage types
Watch out for
Next Insurance
- !Newer company with less track record than legacy insurers
- !Complex or high-risk businesses may not find adequate coverage
- !Claims process is less established than traditional carriers
- !Limited human agent support compared to traditional brokers
Simply Business
- !Not a direct insurer, so claims are handled by the underlying carrier
- !Quote availability varies by state and business type
- !May not include every carrier in the market
Best use cases
Next Insurance
- →Get general liability coverage in minutes before starting a new landscaping contract
- →Download an instant certificate of insurance to satisfy a commercial lease requirement
- →Bundle general liability and professional liability for a consulting business under $75/month
Simply Business
- →Compare general liability quotes from five carriers to find the lowest premium for a cleaning business
- →Use the coverage recommendation tool to understand what insurance a new food truck needs
- →Get a BOP quote comparison to bundle liability and property insurance for a salon
About each tool
Next Insurance
Next Insurance is a technology-first insurer that provides instant online quotes and same-day coverage for small businesses and self-employed professionals. The entire process from quote to purchase to certificate of insurance happens online in minutes. Next specializes in general liability, professional liability, commercial auto, and workers' compensation with industry-tailored policies for over 1,300 business types.
Simply Business
Simply Business is an online insurance marketplace that lets small business owners compare quotes from multiple carriers side by side. Rather than selling its own policies, it aggregates options from partners to help users find the best coverage at the best price. The platform covers general liability, professional liability, and BOP policies with a streamlined quote comparison experience.
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