About Pie Insurance
Pie Insurance specializes exclusively in workers' compensation coverage for small businesses, using data and technology to offer competitive rates. The fully online application takes about three minutes to complete, and policies can be bound the same day. Pie's focus on workers' comp means they understand the nuances of classification codes and experience modifications better than generalist carriers.
What's Great
- ✓Specialist focus on workers' comp means deep understanding of classification codes
- ✓Three-minute online application with same-day policy binding
- ✓Pay-as-you-go billing tied to actual payroll eliminates large upfront deposits
- ✓Data-driven pricing often results in lower rates than traditional carriers
- ✓No audit surprises — premiums adjust with real payroll data
Watch Out For
- !Only offers workers' compensation — no other business insurance types
- !Not available in all states
- !Less suited for large enterprises with complex workers' comp needs
- !Limited agent support compared to traditional carriers
Common Use Cases
Small business buying workers' comp for the first time with a quick online application
Restaurant owner wanting pay-as-you-go workers' comp that adjusts to seasonal staffing
Contractor needing same-day workers' comp policy to meet a project requirement
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Workers' Compensation
Cover employee injuries and illnesses with state-compliant workers' comp policies.
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