About AP Intego
AP Intego provides a business insurance marketplace with a focus on integrating insurance purchasing and management with payroll platforms. Their workers' comp pay-as-you-go model ties premiums to actual payroll data, eliminating large upfront deposits and surprise audit adjustments. The platform partners with payroll providers including Gusto and Square.
What's Great
- ✓Pay-as-you-go workers' comp ties premiums to actual payroll data
- ✓Integrates with Gusto and Square for automatic payroll-based billing
- ✓Eliminates large upfront deposits required by traditional workers' comp
- ✓No surprise audit adjustments — premiums adjust in real time
- ✓Marketplace model provides quotes from multiple carriers
Watch Out For
- !Best suited for businesses already using Gusto or Square payroll
- !Insurance options may be limited in some states
- !Not a direct insurer — experience depends on the underlying carrier
- !Less suited for businesses with complex payroll structures
Common Use Cases
Gusto customer adding pay-as-you-go workers' comp that syncs with payroll automatically
Small business eliminating the large annual workers' comp deposit with per-payroll billing
Growing company wanting workers' comp premiums that adjust automatically with headcount changes
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Cyber Insurance
Protect against data breaches, ransomware, and cyber liability costs.
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