Empower Personal Dashboard
FreemiumFree investment and retirement tracking with wealth management
📈Investment TrackingAbout Empower Personal Dashboard
Empower (formerly Personal Capital) offers a free financial dashboard that excels at investment analysis, retirement planning, and net worth tracking. Its fee analyzer reveals hidden fund expenses, and the retirement planner runs Monte Carlo simulations to stress-test your savings. The free tools serve as a funnel to Empower's paid wealth management services, but the dashboard alone is incredibly valuable for investors.
What's Great
- ✓Free investment analysis tools including fee analyzer and retirement planner
- ✓Fee analyzer reveals hidden fund expenses that cost you thousands over time
- ✓Retirement planner uses Monte Carlo simulations for realistic projections
- ✓Net worth tracking across all accounts — banking, investments, and real estate
- ✓Free tier is genuinely valuable without requiring paid wealth management
Watch Out For
- !Free tools serve as a funnel to Empower's paid wealth management services
- !Expect phone calls from financial advisors after signing up
- !Budgeting features are secondary to investment tracking
- !Cash flow categorization is less detailed than dedicated budgeting apps
Common Use Cases
Investor using the fee analyzer to identify and switch from expensive mutual funds
Pre-retiree running Monte Carlo retirement simulations to test savings adequacy
Household tracking total net worth across bank accounts, 401(k)s, and real estate
Pricing Model
Freemium
Free plan available. Paid plans unlock advanced features and higher limits.
Category
Investment Tracking
Monitor your portfolio, net worth, and retirement accounts alongside your budget.
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