Mvelopes has been shut down

This product is no longer available. See the related tools below for current alternatives.

Mvelopes

Mvelopes

Paid

Discontinued — Mvelopes shut down on December 29, 2022

✉️Envelope Budgeting

About Mvelopes

Mvelopes, a pioneering digital envelope-budgeting app, permanently shut down on December 29, 2022 after 21 years of operation. Former subscribers were offered a discounted transfer to EveryDollar. For envelope-style budgeting today, consider Goodbudget, YNAB, or EveryDollar.

·
Reviewed June 2026
·How we review

What's Great

  • Bridges envelope budgeting with automatic bank transaction imports
  • Combines discipline of manual allocation with convenience of auto-sync
  • Virtual envelopes visualize remaining budget per category clearly
  • Supports multiple bank account connections for comprehensive tracking
  • Encourages proactive budgeting while reducing manual data entry

Watch Out For

  • !Bank sync reliability can be inconsistent with some institutions
  • !Higher price point than simpler envelope alternatives like Goodbudget
  • !Interface feels less modern than newer budgeting apps
  • !Limited free option — requires paid subscription for full features

Common Use Cases

1

Household wanting envelope discipline without manually entering every transaction

2

Couple tracking spending across multiple bank accounts with allocated categories

3

Budget-conscious family transitioning from cash envelopes to a digital equivalent

Pricing Model

Paid

Discontinued — this product is no longer available.

Category

Envelope Budgeting

Allocate every dollar to a specific category using the proven envelope method.

Tags

envelope budgetingbank syncspending trackerbudget categoriesfinancial planning

Mvelopes Alternatives

See all →