Allstate
FeaturedPaidFull-service insurer with strong agent support and unique accident forgiveness
🚗Full CoverageAbout Allstate
Allstate is the fourth-largest auto insurer in the US, offering a comprehensive suite of coverage options through both local agents and digital channels. The company is well-known for its Drivewise telematics program and industry-leading accident forgiveness feature, which prevents your first at-fault accident from raising your premium. Allstate also offers Milewise, a pay-per-mile program for low-mileage drivers. With strong brand recognition and a wide agent network, Allstate appeals to drivers who want a balance of personal service and modern digital tools.
What's Great
- ✓Accident forgiveness prevents rate increases after your first at-fault claim
- ✓Drivewise and Milewise programs offer flexible telematics-based savings
- ✓Strong local agent network for personalized service
- ✓Wide range of coverage add-ons and endorsements available
- ✓Robust mobile app for policy management and roadside assistance
Watch Out For
- !Premiums tend to be higher than average in many states
- !Discount eligibility requirements can be strict
- !Some features like accident forgiveness require loyalty time before activation
- !Online-only experience is less polished than digital-first competitors
Common Use Cases
Driver wanting accident forgiveness to protect against rate increases
Low-mileage driver who can benefit from pay-per-mile pricing
Customer looking for an insurer with both strong agent support and digital tools
Pricing Model
Paid
Paid subscription required. Check the website for current pricing and free trials.
Category
Full Coverage
Comprehensive and collision coverage bundled with liability for complete protection.
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